Getting Out of a Financial Bind when You’re Between Paychecks

Sometimes, people feel like they need to be paid regularly in order to be able to keep their budgets organized and their lives together. For example, if you are paid every week or every other week on the same day, it makes it easy to know when your money is going to be coming in and how to make plans with it. However, not everyone has this regularity in their lives. Some people get paid regularly or less frequently than every two weeks. [Read more…]

Opening a hairdressing business – what to remember about?

Starting your own business, no matter what it is, is a huge challenge and not everyone can handle it properly. However, if you are really good at something, you should at least try to make your dream come true. That is why, many people decide to open their own hair salons nowadays, which is definitely good news to customers, as they have greater selection of professionals who may take care of their hairstyles. [Read more…]

The UK pension pot: which regions are saving nothing?

According to research from True Potential Investor, a provider of personal pensions, a third of the UK contributed nothing to their pension pot during Q3 2016. East/East Anglia, South West and Wales were the worst offenders.

Meanwhile, 17% of people in Northern Ireland were able to contribute over £5,000 to their pension pots each month. How well is your region saving for their retirement plans? [Read more…]

Manage debt without any stress with these top tips

With many of life stressors, like a divorce or a death in the family, you can mentally recover given time. However, debt is dangerous in that the stress it produces can be ongoing. “Debt is just bad in general for our health: the amount we worry about it, but also the feeling we have that we can do nothing about it,” says Kelly McGonigal, a Stanford University health psychologist quoted by Reader’s Digest. So, how can you manage debt less stressfully? [Read more…]

Requirements to Get a Line of Credit

Your credit line is essential for making purchases throughout the month. Many people who have credit cards use them on a daily basis. It allows them to purchase items they wouldn’t typically have the money to afford, and it gives them the opportunity to pay off those purchases in smaller and more affordable increments. If you’re thinking of taking out a line of credit, you might be interested in what the requirements are and what you need to know during the application process. [Read more…]