Things to Consider Before Becoming an Insurance Agent

Anyone who has ever tried it can tell you that having your own business is a lot of work. It can be even harder when you are thinking of becoming an insurance agent. 

Whether you’re selling life insurance or disability insurance or a combination of the two, training, marketing, technology, and income and compensation are critical when you’re just starting out. Keeping that in mind, this blog will tell you a few of the things you need to consider before starting your own business, or joining someone else’s, as an insurance agent. 

Money to Stay Afloat

While you will likely make decent money as an insurance agent eventually, you are going to need money to keep you afloat, and even to get your business started until then. Getting a small loan from a site like is a great way to keep everything on an even keel until you get leads that lead you to clients. Working a second job or getting a loan from your family and friends are also options until you gain clients, as you will be able to pay it back as soon as the policies start selling. 

Lead Generation Programs Are Key

Whether you’re a new agent or a tenured one, it’s easy to hit a roadblock when it comes to getting clients. That’s why lead generation programs are key to the success of your business. This is where a good program comes in handy. An agency that is supportive will help you find leads both nationally and locally. 

Brick and Mortar or Online 

You probably already know that agents don’t work your typical 9-to-5 days. While there are plenty of opportunities to work online, it’s still best to put yourself out there in the world and meet your potential clients. Good insurance agents, the ones that make the big bucks, work online and in brick and mortar arenas as well. 

Marketing and Social Media 

The one thing that you aren’t going to be able to get away from if you want to be a successful insurance agent is marketing and having a firm presence on social media. Whether it’s Twitter, Facebook, Instagram, or YouTube, you are going to need a social media presence that gets the word out there about you and your insurance business. It seems like more people spend time on their social media accounts than in any other activity, so why wouldn’t you market on these platforms? 

Embrace Technology

Have you ever heard the saying, there’s an app for that? It’s never truer than when it comes to helping you embrace technology as an insurance agent. Remember, we live in a digital age, and everyone is online at one point or another. Instead of doing all that paperwork manually or keeping up with your appointments in your head, download an easy-to-use mobile app and use that instead. Technology will soon become your best friend when you’re trying to juggle appointments and all the leads you’ve generated for your insurance business as well. 

Take Continuing Education Classes

Remember that just like with everything else in the world, the world of insurance is constantly changing. That is why learning new trends are crucial. For instance, in the modern day, insurance agents do not require to physically look for the medical records of their customers at different hospitals and clinics as was done earlier. Nowadays, the work can be outsourced to companies like American Retrieval, which is known to have a good reputation in this field. Just imagine you being unaware of this piece of information. If that were the case, you would have probably run here and there to collect the medical records.


These are just a few of the things that you would need to consider before you become an insurance agent. It’s not the easiest job out there, but it can be rewarding and lucrative when you do it the right way. So, have the patience and keep an open mind towards learning anything and everything.